Do you know, the pace of development has gone so fast we tend to forget what else is developing at the same sort of speed – surprising us with new variations, variations on a theme or just a simple, brand ******** new product made from pairing two existing product together.

I am, of course, talking about illness and disease.

Where as a few decades ago there was just the “Flu” – now we have a number of variations to play with and a threatened new epidemic strain every year.

The speed with which we can get around and hop from country to country doesn’t help any form of containment either. You can catch a bug, have travelled to another continent and be spreading it around before even you are aware you have caught something.

One thing that this does point to is the rising importance of having a comprehensive enough medical insurance policy to cover you in the event of.

And that is all it can do – “cover in the event of”. Yes, you have to pay XX dollars a month ‘in case you catch something’ but, when you do catch something or fall injured or develop a problem – you will be so glad you had taken the precaution.

As a group, we are all starting to understand that the way we live, what we eat and drink and how much exercise we take can have an effect on our health. By doing too little of something or too much of something else, we put our health at greater risk. By doing nothing we add more risk than anything.

But the more we look after ourselves, the easier it is for us to either fend off bugs and illness or, if we do fall prey to it, to fight it and get rid of it quickly.

But even with all this preparation and preventative exercise and even if you are as strong as an ox – you will get bought low by something that you cannot shake or deal with through sheer willpower alone. For that, you will need medicine and the care of an

experienced doctor.

And that is where not having insurance becomes a gamble – at what age do you need the care and by when should you have taken out the cover?

If sod’s law has anything to do with it – you will fall ill just before you were going to take the cover out.

For me, it’s not worth the hassle of the potential stroke I’ll get worrying about it – I’ll sort out individual health insurance now and be covered!



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